Sure, I'm happy to unpack these with you.
1. Insurance works at a base line of probability. So for example, the chances of a man getting breast cancer are very low, or the chances of me as a woman being involved in violent crime are very low. So men pay more because they are much, much more likely to engage in poor driving or be involved in crashes (roughly 3 times as much- only 1 in 4 drunk or dangerous drivers are women, for example). If men drive more responsibly, that figure will come down. Does it suck that I might not get breast cancer, or you might not be a bad driver? Sure. But it's a business statistic. Being a male is a factor in the risk assessment.
2. Most conflicts are male caused, or male on male. So male soldiers fighting male soldiers, male protesters attacking male protesters, male civilians getting into fights with male civilians. Women (and children) typically are bystanders or caught in the crossfire: female participation in violence is very unusual. So when we look at figures of civilian casualties, there is a focus on the passive 'innocents' rather than the murkier figures about who was a terrorist or a militia member. Men fighting men, for example Hamas fighters fighting the IDF are usually not included in that statistic as innocent civilian causalities. Also, it is very unusual in modern (let's say post 1990) natural disasters or tragedies like a boat sinking to gender the figures. We just say 38 people dead. So this is a bit archaic as a concern.
3. There hasn't been a draft, even for national service, in the UK since 1963, so that means no men in my generation or my parent's generation have ever had to serve. This isn't really a real concern for a modern man: it also fails to take into account that modern warfare would probably require my service, as my role as a woman has changed since 1963. I would almost definitely be drafted or called up in some capacity. But all of this is a hypothetical: a war is extremely unlikely so a bit of a silly thing to get upset about. I'm more annoyed that I'd have to suffer through a war with all other women because men had decided to fight each other.
4. I'm not concerned about men being sad and upset that they are considered dangerous, while still definitely being statistically dangerous to women. That's like me being upset that black people discuss racism because white people are racist to them, even though I don't personally think I'm a racist. Men are a danger to women and all men would be worried about their female family and relatives encountering a dangerous man, not a woman. And men aren't scared of women attacking them in daylight, they're scared of other men. So men are the problem here, again.
5. Men widely use women as a tool for sex, and don't care about their sexual needs, so it's a bit weird you think women are the problem on this one.
